Maryland Life Insurance


Maryland Life Insurance

A life insurance policy will help your loved ones pay your final expenses, pay off your debts, provide income for survivors, and more. Some types of life insurance can even function as a savings account, letting you borrow money for emergencies, or even education or business expenses.

Common life insurance options in Maryland include the following:

  • Permanent Life Insurance: Think of permanent life insurance as an investment. Available as whole life insurance or universal life insurance, it doesn’t expire as long as you pay the premium. It also eventually has cash value and can function as a “savings account.”
  • Term Life Insurance: Term life insurance offers a predetermined amount of money (i.e. $150,000; $250,000 etc.) to your beneficiary if you die within the timeframe of coverage.


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