Commercial General Liability Insurance
General Liability Insurance protects you in the event that someone claims that your business caused him or her harm. Your liability insurance pays damages to third parties resulting from bodily injury or property damage for which your business is legally liable, up to the policy limits, as well as legal fees. It also covers the medical bills of any people injured by your business.
Maryland Specialty Commercial Liability Insurance
Lawsuits are common. Whether a lawsuit against your small business is frivolous or legitimate, having specialty commercial liability insurance ensures protection and peace of mind. If you are in an industry that offers advice to clients, it’s highly advisable to purchase liability insurance. Browning Reagle’s affiliate companies offer all basic forms of commercial liability insurance to ensure you are covered.
Types of liability insurance coverage include the following:
- Professional Liability Coverage – Sometimes called Errors & Omissions (E&O) which protects against damages to a client’s business stemming from product and/or services you have provided.
- Technology Errors & Omissions Liability Coverage – If you consult or provide Technology Services, a glitch that costs your client to lose the ability to do business or lose revenue could very likely result in a law suit. Technology E&O is designed specifically to protect against such an event.
- Directors & Officers Coverage – D&O protects you in your capacity as a Corporate Executive or Board member (For profit or non-profit) from law suits filed by those inside and outside your organization for decisions you made that result in adverse circumstances for share holders, the general public, and/or rank & file employees.
And thank you soooo much for taking the time to look into the coverage issues — and helping me save as much Ka-Ching as possible. I really appreciate all of your help. In the years past I have never received such care from my insurance agent, so thank you.
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